The 30 Year Fixed Rate Mortgage: America’s Most Popular for a Reason
The 30-year fixed rate mortgage has long been America’s most popular home loan, and for good reason. For decades now, homebuyers have made this choice over and over again, so let’s explore why.
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Can a Cash-Out Refinance Help with Major Expenses?
Did you know that typically over time your home builds value? That value is referred to as your home’s equity and it is the difference between the current value of your home and the amount outstanding on your mortgage. You may be able to take advantage of this equity to pay for major expenses with a cash-out refinance.
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What the pandemic means for the spring homebuying season
It’s no secret that we’re in completely new territory when it comes to, well… pretty much everything. But with mortgage rates at historical lows, and home prices following suit, it feels like a carrot is being dangled in front of our noses to buy a home right now when the market is favoring buyers, but so many people are facing financial hardship. Alternatively, for potential buyers with stable jobs, how do they navigate the homebuying process while maintaining social distancing?
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Balance and Breaking News
Today, we’re living in a world with a 24/7 news cycle, and trying to keep up with it – especially in the context of COVID-19 – can be overwhelming for most of us. While it’s important to stay informed, it’s also imperitive that we don’t allow the news to consume us. But how can we possibly find balance in today’s media climate, when most programming and commercials are constantly mentioning the pandemic? We’ve put together some tips to help all of us find a healthy balance in the midst of a lot of noise.
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Rushing to refinance: Why more consumers are looking refinance in an uncertain market
We don't yet know the full extent of the impact this pandemic will have on the housing market. However, according to a recent study conducted by Cultural Outreach, 73.8% of millennial homebuyers are more stressed about their overall finances since the onset of COVID-19.
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7 Tips to Create a Focus-Friendly Work Space During Quarantine
If you've found yourself working from home as a result of the shelter-in-place ordinances, you're probably still tweaking your at-home workspace and navigating challenges that arise with making this transition.
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