How to Negotiate Your New Home Purchase

How to Negotiate Your New Home Purchase

Buying a home is likely the biggest purchase -- and one of the biggest commitments -- you will ever make. It's important to ensure that you don't overpay by getting the best deal possible, which is where stellar negotiations can come in real handy.

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Why It's Important to Build Wealth with Homeownership

Why It's Important to Build Wealth with Homeownership

No matter what “wealth” looks like to you, chances are that you’re making financial decisions in an effort to get you there. For some, the definition of wealth might be a well-funded retirement. For others, it might mean being debt-free and financially independent.

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How to Save for a Down Payment While Working in the Gig Economy

How to Save for a Down Payment While Working in the Gig Economy

Saving the down payment for a new home is no easy feat. It typically takes years of dedication and strict budgeting to tuck away the funds necessary, no matter what or where you plan to buy. Unfortunately, this goal can be even trickier to reach if you work for yourself.

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What is Escrow?

Everything You Need to Know About Escrow

You have probably heard the term “escrow” mentioned before, most likely by someone buying or selling a house. But if you’ve never gone through the homebuying process yourself, you might not have a clue as to what this term really means.

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10 Questions for the First Meeting With Your Loan Officer

10 Questions for the First Meeting With Your Loan Officer

Throughout the mortgage process, you’ll come across many different people, each with a unique role. One of them is the loan officer, who serves as the primary point of contact for your mortgage lender.

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How Important is Credit in the Mortgage Application Process?

How Important is Credit in the Mortgage Application Process?

Several factors play an important role in the mortgage process when buying a new home. Arguably the most important? Your credit.

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